Society

Business financing during the war: OTP BANK's loan portfolio continues to grow in 2025

Share: JSC "OTP BANK" and LLC "OTP Leasing" held a joint conference "Financing the future together", which gathered about 250 representatives of car dealers, builders and importers. During his speech, Chairman of the Board of OTP BANK Volodymyr Mudryi told the guests about macroeconomic trends, business lending programs, digital solutions and announced the preliminary results of the past year.

"OTP BANK has its own programs for business development, joins state ones, and in addition implements initiatives together with global partners. Our working corporate and retail portfolios have been growing since 2023. In the direction of corporate - by 28. 5%, retail - by 47. 9% in 2025 compared to the previous year," he noted. As Volodymyr Mudryi emphasized, the agricultural market of Ukraine is the most dynamic and brings significant funds to the state budget.

"OTP BANK has financing programs for seeding, replenishment of working capital, land purchase, energy-efficient projects, etc. We recently received the "Champion of Food Security" award from the EBRD. This indicates that the amount of loans granted by the bank within the framework of cooperation with the EBRD is the largest among other banks cooperating with this international organization," emphasized the CEO of the Bank.

He also reminded that at the beginning of the year, OTP BANK became the leader in the "Agrocredits" nomination in the rating of "25 leading banks" conducted by the "Financial Club".

In addition, Volodymyr Mudryi emphasized that the distinctive feature of the bank is digitality, which meets and even exceeds modern expectations from banking institutions in Ukraine: the introduction of digital products and services, such as the marketplace for cars with mileage Ponova by OTP Bank, the full cycle of remote trading of OVDP, partnership with fintech companies Rozetka Pay and NovaPay.

"The focus of attention of OTP BANK is on clients who carry out foreign economic activities, digital services are constantly being developed for their needs, so that working with the bank is as convenient and comfortable as possible for them. Yes, 97% of applications for the purchase of currency are carried out every day," noted the CEO of OTP BANK. Summing up, Volodymyr Mudryi emphasized that since 2022, OTP Group in Ukraine has implemented charitable projects worth more than UAH 264 million.

The conference also featured a panel discussion on wartime sales. Representatives of Ukrainian agriculture, insurance companies, and car dealers discussed the evolution of successful sales technologies, how the emphasis has changed, and what the main values ​​are.